Have you ever thought about what would happen to the contents of your home after a theft or natural disaster? You’re probably thinking that insurance is going to cover everything, right? Yes, homeowners insurance does cover your losses, but you may not recover everything you have lost without a home inventory checklist. Don’t take chances with your belongings — here are some tips for how to create an inventory checklist:
- Survey each room and write down all of the major belongings you see.
- Go through drawers and closets to make sure you haven’t forgotten something you’ve hidden away.
- Photograph harder-to-replace items such as jewelry or one-of-a-kinds.
- Make a video walk-through to show placement of the items.
- Gather receipts and warranties together and make copies of them.
After you’ve done all of this, go through the home a second time to be thorough. You want to make sure that you’ll be able to replace items that are very important to you and your family.
Make copies of everything you’ve done and put them in places other than your home. A bank safety deposit box, with a lawyer or your insurance agent, even a family member. The idea is to put copies in places that you can readily get to them.
Are you looking for information about a homeowners insurance policy? If you are in the greater Phoenix area, contact Phocus Companies about available policies today.
