Go green and save on your insurance policies.
It seems as if the cool thing to do these days is to save the environment. From reducing carbon emissions to investing in renewable energy, we strive to reduce our carbon footprints and ‘go green’. While these efforts have a profound effect on the environment, they also may have an impact on your insurance. Check out these ways that being eco-friendly benefits your insurance.
Homeowner Insurance:
There are various ways to get eco-friendly discounts on your homeowners insurance.
- Choose your building materials wisely. If you use LEED certified or eco-friendly materials, you may qualify for a discount in your premium.
- Update and install energy efficient appliances. Look for Energy-Star appliances to keep energy use to a minimum and to qualify for additional discounts.
- Invest in ways to obtain renewable energy. From wind to solar power, if you generate your own electricity, you eliminate your power bill and have the opportunity to sell any excess power to the grid. Look into whether or not there’s a policy that will help protect you from losing income from a power outage.
Auto Insurance:
There are various ways to get eco-friendly discounts on your auto insurance.
- If you drive a hybrid vehicle or one that runs on alternative fuel you may qualify for an additional discount on your auto insurance.
- Look into a pay-as-you-drive program. That way your rate is based on the amount of mileage you cover. If you don’t drive much, this may be the best way to go.
‘Go green’ and save on your insurance. The professionals at Phocus Insurance can find you the best policies for your needs. Located in Phoenix, Arizona we serve all your personal and commercial insurance needs. Contact us for more information.
