In a comprehensive study published in the journal Social Science & Medicine, 2010, researchers discovered significant spikes in both cardiac and non-cardiac deaths during the holidays. Researchers looked at 57.5 million U.S. death certificates spanning the years 1979 to 2004. It found 42,325 more people died of natural causes during the two-week Christmas/New Year holiday period than would normally be expected, given a typical winter. There also were increases in every major disease group of one-to-ten percent and in every demographic group of three-to-nine percent.
They also warned this unfortunate holiday trend is on the rise.
Additionally, the rate of insurance policies issued drops during the month of December, which compounds the problem even more. During the winter holidays, most people would rather be spending time with family than thinking about life insurance. Many add it to their “New Year’s Resolution” list, but by that time, it could be too late. With this in mind, it’s crucially important to not put off opening a life insurance policy until the near year.
Whether one is searching for short-term life insurance or whole life insurance, there is always a solution that allows families the protection they require and the ability to obtain coverage affordably and efficiently. Coverage is subject to age limitations and acceptance is based on a few simple health questions on the online application.
Life is unpredictable and the last thing a person needs is an excuse to put off the financial responsibility to their family due to extensive and time consuming life insurance applications and medical exams.
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