Here’s what roadside assistance insurance can do for you.
While roadside assistance is not a mandatory auto coverage, it is still highly recommended for all drivers to carry. Not sure what roadside assistance coverage is or what it does? Read on to learn more about this essential type of auto insurance.
What Does It Cover?
In the simplest terms, roadside assistance coverage will take care of the costs associated with a service professional driving out to your vehicle and making minor repairs to get your car back on the road. Keep in mind that roadside assistance is not designed to cover the repairs stemming from a major mechanical malfunction or an auto accident. These repairs will be covered under your car warranty and collision insurance respectively.
So, what does roadside assistance cover? Here are some of the services covered under roadside assistance.
- Towing service: If your car cannot be immediately fixed by the service professional, roadside assistance will cover the cost of towing your car to a nearby garage.
- Battery jumpstart service: If your battery dies, roadside assistance will cover the cost of a service professional driving over to jumpstart or change out your car’s battery.
- Flat tire service: If you blow a tire, roadside assistance will also cover the cost of having someone come out and change your flat tire.
- Lockout service: If you accidentally lock yourself out of your car, roadside assistance will cover the cost of a service professional or locksmith unlocking your car door.
- Fuel delivery service: If you run out of gas while you’re driving, roadside assistance will cover the cost of a service professional bringing you enough fuel to make it to the nearest gas station.
- Extrication service: If your car gets stuck (like in mud, sand, or a hole), roadside assistance will help you cover the cost of having someone come out and help you dislodge your vehicle.
Who Needs This Coverage?
As previously mentioned, every driver can benefit from adding roadside assistance to their auto policy. This is because almost everyone will have to deal with a dead battery, flat tire, or another car issue at some point in their lives. Roadside assistance is especially recommended for drivers who own older vehicles and who routinely travel long distances. This is because these motorists are more likely to experience a breakdown while on the road. Carrying roadside assistance insurance will ensure that your car can get the attention it needs quickly, without breaking your budget.
This is what drivers need to know about roadside assistance coverage. Interested in securing this coverage or learning about your other auto insurance coverage options? If so, contact the experts at Phocus Insurance in Phoenix, Arizona. We are ready to assist you with all your coverage needs today.
