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Is Your Auto Insurance Updated for Fall?

Is Your Auto Insurance Updated for Fall?

October 12, 2017Archived, Auto InsuranceBailey Helton

Can your auto insurance cover these fall auto hazards?

Fall brings its own set of risks for car owners.  From traffic hazards that increase your chances of an accident to the damages caused by Halloween vandalism, it’s important that you have the insurance coverage to address these risks.  This fall, review your auto insurance policy and make sure you are prepared for these dangers.

Fallen Leaves

While falling leaves are beautiful to look at, they pose a serious danger for drivers.  If leaves begin to accumulate on the street, it can make roadways slick.  Additionally, if these leaves get wet, then it can be extremely difficult to maneuver your vehicle in areas with a lot of fallen leaves.

Inclement Weather

The outset of fall means cooler temperatures and more rainfall.  The colder temperatures can translate into more foggy mornings and foggy windows.  This reduced visibility is dangerous for drivers and can increase their chances of an auto accident.  Additionally, rain can make the road slippery, also increasing your chances of a collision.

Vandalism

Fall is also a dangerous season for car owners because Halloween is a particularly popular time for car vandalism to take place.  Unfortunately, many older teens see Halloween as a time for mischief.  As a result, more auto insurance claims are filed during Halloween than any other day of the year.  Common claims include broken windows, slashed tires, and stolen vehicles.

Due to all its seasonal risks, fall is a great time to update your auto insurance policy.  To get the coverage you and your car need, trust the experts at Phocus Insurance in Phoenix, Arizona.  Our dedicated professionals are ready to assist you with all your insurance needs.  Contact us to get covered today!

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