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What to Think About When Selecting a Home Security System

November 7, 2019Archived, Homeowners Insurance, LifestyleBailey Helton

Here are some of the decisions to make when choosing a home security system.

If you want to protect your home, then investing in a home security system is a great option.  However, many homeowners are surprised by how many options they have when it comes to security systems.  If you are struggling to make a decision, then here are some of the important things to consider.

  • How do you want the system installed?

Typically, home security systems are installed by the homeowner or by a security company.  For instance, there are many wireless systems that the homeowner can easily install themselves.  These systems are a great option for homeowners that are on a budget.  On the flip side, some professional systems need to be installed by a company technician.  These systems are usually more comprehensive and come with benefits such as 24/7 monitoring.  However, these systems require you to enter a service contract and tend to be more expensive than DIY models.

  • What type of monitoring capabilities do you want in a system?

When a security company offers monitoring services, it means that your home system will automatically alert the proper authorities if it senses an emergency event (usually a break-in or fire).  Some wireless systems give you the option to pay for professional monitoring services.  The homeowner can typically opt for constant monitoring, or choose to pay for monitoring during a set period of time (such as while they are away on vacation).  Homeowners that opt-out of monitoring will have to call the authorities themselves when their system alerts them to a disturbance.  Professional security systems almost always require the homeowner to pay for monitoring.  This service is part of the contract that the homeowner must sign when having the system installed.

  • Does the system make sense for your lifestyle?

Before investing in a home security system, you need to determine how the system works and decide if it fits into your lifestyle easily.  A security system that is too hard to use is the same as not having a system at all.  When exploring your different options, take the time to learn about each system’s features and how to use them.  This additional research will ensure that you select a home security system that works for you and your family.

These are some of the things to consider when choosing a security system for your home.  Remember, having the right homeowners insurance is another way to keep your home safe.  For assistance with all your home coverage needs, contact the experts at Phocus Insurance in Phoenix, Arizona, today.

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