Selecting the perfect homeowner’s insurance policy can be a confusing and expensive process. There are many different plans, coverage and deductible options that make finding the perfect and affordable policy difficult. Do not let this process be difficult and costly. Do some research and find which policy is best for you and your budget.
Here are some money saving tips when purchasing a homeowner’s insurance policy:
- Get quotes from multiple companies and compare the costs and coverage
- Install an alarm system to receive a discount
- Weatherproof the exterior of your home to receive discounts
- Replace and/or update your roof – this will increase the value of your home and possibly qualify you for insurance discounts
- Replace any old copper piping or electrical wiring that is outdated and not up to code
- Protect yourself and your home by installing sensors for carbon monoxide, gas, water leaks, excessive moisture and smoke
- Going green could get you some discounts
- Ask for a discount
- Bundle your homeowner’s insurance policy with your auto and other policies
Take the time to discuss your discount options with your insurance agent. For an insurance quote from an independent agent or for more information contact Phocus Companies. We also offer financial planning in the Phoenix, Arizona area.
