While a house is built with wood framing, struts, metal joints, layers of plywood covered insulation, stucco and paint, all of that assembly needs to be placed on a solid platform. Just building it on dirt won’t work. As a result, the importance of a stable foundation can be understated; any kind of subsequent movement underneath the house can cause the frame to sag, bend, crack, separate and more. All of those potential problems can result in serious costs and repair expenses.
While home insurance may cover some issue of damage, foundation problems in a home are considered builder-warranty issues that are often not covered by homeowners insurance. This means a homeowner can easily be out-of-pocket with big repair bills if a foundation problem grows into a big disaster. To avoid these kinds of headaches, working with an expert on homeowners insurance can help solve a lot of questions. If you are in the Phoenix AZ area and you want to know more about what you can do to protect a home’s foundation, contact the Phocus Companies. We can provide you detailed, preventative advice on foundation protection as well as what to look for in problems before they become big issues.
