Does my auto insurance expire along with my car registration?
Car owners have a lot to keep track of. Between scheduled maintenance checks, oil changes, smog checks, and so on, you might realize that you have accidentally allowed your car registration to expire. If this has happened to you, you may be worried about how the expiration affects your car insurance. Here’s what you need to know about your car registration and your auto insurance.
Fortunately, an expired registration will not have any effect on your auto insurance. Your insurance company is responsible for insuring your car, and the DMV is responsible for your car registration. Because these two entities are separate, your registration has no influence over your insurance coverage or rates. So long as you continue to pay your insurance premiums, you will keep your car coverage.
However, it’s important to note that driving with an expired registration does have some minor consequences. If you are caught driving with an expired registration, you may be issued a non-moving violation and have to pay a small fine. Fortunately, this type of ticket will not go onto your driving record and, therefore, will not affect your future car insurance rates.
Ultimately, drivers can rest assured knowing their car registration and insurance are unrelated. Do you have additional questions regarding your car coverage needs? If so, contact the experts at Phocus Insurance in Phoenix, Arizona. Our dedicated team is eager to assist you with all your auto insurance needs today.
