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driver wearing his seatbelt

Do Seatbelt Violations Affect Your Auto Insurance?

October 31, 2019Bailey HeltonArchived, Auto InsuranceDo Seatbelt Violations Affect Your Auto Insurance?
Can getting a seatbelt ticket raise your rates? As a driver, you know that receiving a moving violation, such as a speeding ticket, will impact your car insurance.  But what happens if you are ticketed for something like not wearing...
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agent protecting home with hands

The Answers to Common Homeowners Insurance Questions

October 24, 2019Bailey HeltonArchived, Homeowners InsuranceThe Answers to Common Homeowners Insurance Questions
Understanding exactly what your home insurance covers. When it comes to their home insurance, many policyholders do not understand exactly what is covered.  To help you out, here are some of the most common home insurance coverage questions answered for...
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boss offering keys to company van

What Separates Personal and Commercial Auto Insurance?

October 17, 2019Bailey HeltonArchived, Auto Insurance, Commercial InsuranceWhat Separates Personal and Commercial Auto Insurance?
Understanding the difference between personal and commercial auto policies. If you rely on company vehicles to complete your work operations, then you need the protection offered by commercial auto insurance.  Even if your employees are using their personal cars for...
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row of commercial vans

Protecting Your Company Vehicles from Losses

October 10, 2019Bailey HeltonArchived, Auto Insurance, Commercial InsuranceProtecting Your Company Vehicles from Losses
Protect your company’s vehicles with these tips. If your business requires the use of company vehicles, then it’s important that you protect these assets.  This is because a broken-down company vehicle will have a major impact on your business’s productivity. ...
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rainy conditions

Get Your Home Ready for Storm Season

September 26, 2019Bailey HeltonArchived, Homeowners InsuranceGet Your Home Ready for Storm Season
Protect your home from incoming storms. As summer comes to an end, many homeowners are on edge because fall marks the beginning of storm season.  If you are worried about a storm damaging your property, then there are certain precautions...
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red toy home in hands

Tips for Minimizing Home-Related Risks

September 19, 2019Bailey HeltonArchived, Homeowners InsuranceTips for Minimizing Home-Related Risks
Protect against these common security risks. As a homeowner, you are responsible for protecting your home and everyone and everything inside of it.  Unfortunately, there are countless risks that threaten your property, loved ones, and personal possessions.  To protect the...
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car key on top of cash

Can You Save on Car Insurance When You Turn 21?

September 12, 2019Bailey HeltonArchived, Auto InsuranceCan You Save on Car Insurance When You Turn 21?
How you can save on your auto insurance as you age. Drivers under the age of 25 have the highest accident rates in the U.S.  As a result, auto insurers tend to charge younger drivers more for their auto coverage. ...
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criminal breaking car window

How Does the Crime in Your Area Affect Your Auto Insurance Rates?

September 5, 2019Bailey HeltonArchived, Auto InsuranceHow Does the Crime in Your Area Affect Your Auto Insurance Rates?
What you need to know about crime rates and car insurance costs. When calculating auto premiums, insurance companies take several factors into account.  One individual factor they will look at is the crime rate in the area that you live...
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home on fire

What Does Fire Insurance Cover When It Comes to My Home?

August 29, 2019Bailey HeltonArchived, Homeowners InsuranceWhat Does Fire Insurance Cover When It Comes to My Home?
Does your home policy protect against fire? As devastating wildfires continue to make national news, many homeowners are worried about their risk for fire damage.  Fortunately, you can rest assured knowing that standard home insurance policies do offer coverage for...
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cardboard home on top of cash

Can Homeownership Unlock Car Insurance Savings?

August 22, 2019Bailey HeltonArchived, Homeowners InsuranceCan Homeownership Unlock Car Insurance Savings?
How homeowners can save on car coverage. While homeownership doesn’t always unlock auto insurance discounts, there are some instances in which having a home does lower your rates.  Here’s why some homeowners save on their auto policy. They Bundled Their...
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We are PROUD to have been selected to join the Rosie on the House Partnership Program --- representing al the great listeners, friends, and family of the Rosie Romero "Rosie on the House" program.

Our family has been writing Rosie and Jennifer Romero's personal (and now business insurance) for the past 30 years right here in Phoenix, Arizona.

Recent News

  • Phocus Insurance Named Top Insurance Company in Glendale, Arizona July 20, 2021
  • Understanding the Types of Business Insurance Which Can Entrepreneurs Choose From May 20, 2021
  • The Cost of Adding a Young Driver to Your Policy May 6, 2021
  • Why Do Used Car Dealers Need Commercial Auto Insurance Coverage? April 22, 2021
  • What Should I Look for in a Professional Liability Insurance Policy? April 8, 2021

Office Information

Address:
7600 N 16th Street
Suite 100
Phoenix, AZ 85020
Phone: 602-955-7705
Fax: 602-955-4457
Email: info@phocuscompanies.com
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