Holiday driving is more dangerous than driving at other times due to increased traffic and longer drive times. And at any time of year, drinking and driving don’t mix. But during holiday travel times the mixture becomes even more deadly....
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Stay on Budget With These Holiday Secrets
If you get carried away with spending this holiday season, you’ll go into the New Year broke, busted and downright disgusted. Good financial planning is key when you want to stay in control of your seasonal spending. Rack up on holiday savings with...
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How Often Should I Review My Policy?
Homeowners insurance is not a static protection. Life situations change, and your coverage may need to change with them. Here are three points at which reviewing your policy might be a good idea. Policy Renewal Time When your policy comes up...
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6 Tax Tips for 2014
With tax season rapidly approaching, it’s never been a better time to start planning for your 2014 taxes. While it may not seem possible, you can make the tax season much easier and cheaper. Here are a few tax tips...
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Is there a difference between cancellation and nonrenewal?
When it comes to insurance terms, many are easily confused. Two of the terms that are often misconstrued are cancellation and nonrenewal. Despite what you may believe, they have two very different meanings. In fact, unless you have failed to...
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Air Bag Safety
The advent of air bags has decreased the number of deaths to drivers in frontal accidents by 30 percent and to their front seat passengers by 27 percent, according to the National Highway Traffic Safety Board (NHTSB). However, as beneficial...
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Create an Estate Planning Checklist
Death. It’s a part of life. However, we don’t have to leave our surviving family members with an unorganized estate. Although estate planning sounds daunting and boring, an organized estate plan will also ensure that your wishes are carried out. And...
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Estate Planning Tips for People Under 40
Estate planning is not just for the wealthy. It is a good idea even if you have no appreciable assets, since in that case, you really can’t afford to make financial mistakes. And the earlier you begin making an estate...
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It’s In My Home So It’s Covered… Right?
It’s human nature to try to spend as little time thinking about insurance as possible. The tendency with homeowners insurance, in particular, is to oversimplify and think "If it’s in my house, it’s covered." Unfortunately, this is not always the...
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Tips for Keeping Records of Taxes From the Past and For the Future
Tax season isn’t too far off, which means that the year of keeping records of taxes is almost here. If you’re a master record keeper, chances are good that you have your financial information going back a few years, maybe...
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